Monthly Archives: October 2018

North Carolina Workers Compensation Rates are Decreasing

The Small Business Community will receive a 17.2% decrease in North Carolina Workers Compensation Insurance Premium in 2019 The North Carolina Small Business Community received great news this week in the form of a 17.2 % decrease in Workers Compensation … Continue reading

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How to hire the right employee

Hire The Right Employee To hire the right employee, a small business owner must go in to the hiring process with a clear definition of who they are looking for and a plan in place to find the best fit. … Continue reading

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Risky Business

6 Small Business Practices that Increase Liability Exposure Taking on Unfamiliar Tasks Sticking to the bread and butter of what your business does is always the best way to reduce risk as much as possible. In some instances, there is … Continue reading

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Workers Compensation Vocabulary

Useful vocabulary for injured workers dealing with the Workers Compensation System   Alternative Work In some instances, the treating physician may report that an injured worker will more than likely not be able to return to normal permanent work. When … Continue reading

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Workers Compensation Benefits for Employees

4 Workers Compensation Benefits for Employees get from the Workers Compensation System Workers Compensation Benefits for Employees when they are injured on the job are determined by each individual state government. The industries in each state can be drastically different … Continue reading

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10 Questions to ask your Agent When Buying Workers Comp Insurance

Do I really have to carry Coverage? The answer to this question (like many things in life) is, ‘it depends’.  Depending upon the state you operate in, the way your business is structured, the number of employees who have, and … Continue reading

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Items Needed for a Commercial Insurance Quote

Here are the eight most important items needed to get a Commercial Insurance Quote Many times while talking to a prospect and gathering information an insurance agent gets the response “why do you need that, I just need a quote”.  … Continue reading

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History of Workers Compensation in the United States

The Workers Compensation System in the United States The Workers Compensation System in the United States of America was formed in the state governments over the course of the first half of the 20th century.  Wisconsin was the first state … Continue reading

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