Monthly Archives: August 2013
Tennessee Workers Compensation Reform
The state of Tennessee has finally began the process to reform the workers compensation laws which has not happened in decades. The changes will take effective on July 1, 2014. The purpose of these changes are to speed up the … Continue reading
Texas Workers Compensation and Premium Credits
When a business is too small to qualify for an Experience Modification Rating in Texas and they meet the requirements below, workers compensation carriers apply a “premium incentive” discount for small employers. Employer looking to purchase workers compensation in Texas … Continue reading
Workers Comp Drug Policies
Substance abuse among workers can result in injuries and cost employer’s thousands. According to surveyed data these injuries have higher medical cost, cause more absenteeism and reduce productivity. On average Employers pay $7,000 per employee annually to deal with unaddressed … Continue reading
Data Breach Insurance for Businesses
No matter how big or small a company may be, every business should have data breach coverage on their company. Data Breach Coverage covers your company in the event of loss, theft, accidental release or accidental publishing of personally identifiable … Continue reading
California State Fund Insurance for Workers Compensation
The workers compensation market in California has been hit especially hard with the down turn in the economy. So hard, in fact that many standard carriers that were writing a lot of business in California, have stopped writing any new … Continue reading
Homeowners Acting as a General Contractors and Workers Compensation
In today’s housing market, the interest rates are as low as they have ever been. If you are ready and able to build a new home to live in, this could be the time to do it! You are thinking … Continue reading
Workers Comp Insurance Rates Continue to Decline in West Virginia
For the ninth straight year, workers comp rates will decline in West Virginia as reported (e. g. http://www.statejournal.com/story/22901779/wv-sees-reduction-in-workers-comp) in the last week or so by various news outlets. This means West Virginia will continue its streak of having workers comp rate … Continue reading