Author Archives: Justin Bartmess
Workers Compensation Hardening Market and Quoting Options
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Posted in National Workers Compensation
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Workers Compensation Payroll Audit – Process and Result
It’s important for employers to fully understand the nuts and bolts of a workers comp audit. Many employer find themselves owing huge audit bills due to poor planning or attempting to reduce the startup cost for coverage. Workers Compensation insurance … Continue reading
Texas Workers Compensation and Premium Credits
When a business is too small to qualify for an Experience Modification Rating in Texas and they meet the requirements below, workers compensation carriers apply a “premium incentive” discount for small employers. Employer looking to purchase workers compensation in Texas … Continue reading
Posted in TX
Tagged texas premum credit, texas workers compensation insurance, TX workers comp
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Contractors Workers Compensation- Bad News on Coverage Options
Why is it so hard to find affordable workers compensation insurance in the construction industry? The construction industry in general is very difficult to locate reasonable options and rates when quoting workers compensation insurance. A large majority of workers compensation providers no longer have an appetite for … Continue reading
Reducing Workers Compensation Costs by Separating Payroll by Class Code
Reducing Workers Compensation Cost: Separating Payrolls with Multiple Class Codes When multiple workers compensation class codes apply to a business, typically each of the codes have a different rate per $100 of payroll. When the end of policy payroll … Continue reading
Workers Compensation Safety
Workers Compensation Safety There are several safety procedures a business owner can implement without setting up an official safety program that would cost additional money. As a workers compensation professional one common reason I’ve seen for increasing workers compensation premiums is … Continue reading