Author Archives: Melinda Langworthy

Bookkeeping Tips For Small Business Owners

Content Separate Personal And Professional Accounts Important Bookkeeping Tips For Small Businesses Make Everything Easier With The Right Technology Starting Up Tip #7: Seek Professional Advice Top Bookkeeping Tips We’ll show you examples of how to record a transaction as … Continue reading

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EPLI Coverage

A fast growing product in the insurance markets is employment practices liability insurance (EPLI).  EPLI is a relatively new form of liability insurance. It provides protection for an employer against claims made by employees, former employees, or potential employees. EPLI covers discrimination … Continue reading

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Directors and Officers Insurance

Many small business owners believe that their general liability insurance or umbrella business insurance policies will cover claims involving directors and officers of the company.  However, general liability policies do not respond to management liability lawsuits. Some also believe that D&O insurance is … Continue reading

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Terrorist Risk Insurance

I was 23 when the horrible events of 9/11 happened.  I thought about all of the losses of life and the devastation that the United States endured but never did the insurance effects cross my mind.  It would be 7 years until … Continue reading

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Workers Comp Drug Policies

Substance abuse among workers can result in injuries and cost employer’s thousands.  According to surveyed data these injuries have higher medical cost, cause more absenteeism and reduce productivity.  On average Employers pay $7,000 per employee annually to deal with unaddressed … Continue reading

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Obesity and Workers Compensation Insurance Costs

We all know that obesity is a huge issue here in the United States but did you know obesity is also an issue when it comes to workers compensation claims. Studies have shown that work related injuries are far more … Continue reading

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