Author Archives: Tim

About Tim

Tim Davis is the Sales and Operations manager for The Insurance Shop, LLC. A national commercial insurance agency doing business in every state throughout the United States. The Insurance Shop specializies in workers compensation, general liability, professional liability, and more.

California Senate Bill 863- Impact on Workers Compensation Insurance Premium

Posted on January 15, 2014 by Tim

Everyone in the workers compensation industry has been following California’s legislative debates and work on Senate Bill 863. This goal of the bill was to help resolve some of the issues plaguing workers compensation in CA. Insurers in California have … Continue reading →

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FirstComp and The Insurance Shop Team up for Pay As You Go Workers Comp

Posted on October 30, 2013 by Tim

At The Insurance Shop, we have always wanted to work with insurance carriers that are forward thinkers and understand the importance of the changing marketplace. It is with that idea in mind that The Insurance Shop and Markel First Comp have … Continue reading →

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Should I consider a self-funded captive program?

Posted on October 30, 2013 by Tim

This is one of the more common questions that I get from many of our larger premium clients. Almost always, I answer with a definitive yes. Any company that has premiums in excess of $250,000 should be considering creative and alternative ways to  … Continue reading →

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What is the NCCI?

Posted on June 3, 2013 by Tim

Everyone that is significantly involved with the workers compensation industry is familiar with the NCCI and their role nationally. What is forgotten, however, is the fact that most employers don’t know about the NCCI and why that organization is important. … Continue reading →

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Can I Reduce the Cost of Workers Comp Coverage?

Posted on April 8, 2013 by Tim

If you have a business and are required to carry workers compensation coverage, the question that most employers ask themselves is “What can I do to keep the cost of my insurance as low as possible?” The answer is not … Continue reading →

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Oklahoma Legislature Considers Workers Comp Reforms

Posted on March 20, 2013 by Tim

All Eyes on Oklahoma legislature For those who haven’t paid attention, the state of Oklahoma is considering numerous major workers compensation reform proposals. Several issues will likely pass throughout the year, but a couple are key proposals being considered that … Continue reading →

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Missouri Legislature Finally Stepping Up

Posted on February 28, 2013 by Tim

It’s only taken a rallying cry of 8 years, tons of bad publicity, and an easily avoidable $28,000,000 debt – but the Missouri Senate has finally done something worthwhile regarding workers compensation. Last week, Senate Bill 1 passed by a … Continue reading →

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Second Injury Funds

Posted on February 22, 2012 by Tim

At one point in time, it was a standard feature of most workers compensation systems to have a Second Injury Fund (SIF) in place. A typical Second Injury Fund provides coverage for employers when an employee who already has a … Continue reading →

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