Author Archives: Walt Capell
What is a Ghost Policy?
Ever heard the term ghost policy with regard to workers compensation insurance? Ever wonder exactly what it is? A Ghost Policy is the term used to describe a type of work comp policy issued to individual business owners that really … Continue reading
NCCI Quoting States
I was recently discussing all of the NCCI states around the country and an agent asked me how many states our firm could quote with NCCI. I honestly didn’t know exactly how many states NCCI provided residual market access for, so I looked … Continue reading
PA Workers Compensation Rates Reduce for 2012
The PA Compensation Rating Bureau has approved a 5.7% rate reduction for the average workers compensation premium rate in Pennsylvania for 2012. Some class code rates may increase or decrease depending on state loss ratios, but the overall affect should equal nearly … Continue reading
Workers’ Compensation Blog
Workers Compensation Shop.com launches Blog on Feb 1, 2012. Our mission is to provide work comp news and information related to national and state specific workers’ compensation insurance.