Category Archives: General

General news and information abot workers compensation and related insurance.

Introduction to our Carriers

Workers Compensation Shop is a part of the Insurance Shop LLC. Insurance Shop LLC was founded in Columbia, Missouri in 2005. We are a national insurance agency that is licensed in all 50 states. We partner with more then 40 … Continue reading

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Trim Carpenters

There are many different aspects of the construction industry. Some businesses are generalists and focus primarily on new home construction. Other businesses focus primarily on remodeling of existing structures. Still other businesses focus on a specific niche within the construction … Continue reading

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Washington Workers Compensation Insurance Rates 2019

Washington Workers Compensation Insurance Rates 2019 There is good news making waves throughout the state of Washington in 2019. The good news is the business community is paying less for workers compensation insurance this year. On average, businesses are paying … Continue reading

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Missouri Experiencing Continued Declining Workers Comp Rates in 2019

2019 Marks the 5th consecutive year of declining workers compensation rates in the state of Missouri This past December, the Missouri Department of Insurance recommended a 3.5 percent decrease for workers compensation insurance loss costs in 2019. This is a … Continue reading

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5 Businesses Who Might Benefit From a Ghost Insurance Policy

A Ghost Policy Can Satisfy Insurance Requirements for a One-Person Business at a Substantial Savings Workers Compensation Insurance is required by law for most businesses in most states. When a business operates as a sole proprietor, one-person LLC, a partnership, or … Continue reading

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Who Might Need a Ghost Policy?

A Workers Compensation Ghost Policy is a very specific type of insurance policy designed for a business owner to be excluded from coverage when there are no additional employees at the business. This type of policy is designed to meet legal … Continue reading

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6 Tips to Reduce Your Workers Comp Premium

Here are Six Ways To Save on Workers Comp Premium There are many aspects of a business that determine what a business pays for workers comp premium. Some of the factors, are not controllable. Take for instance the state you … Continue reading

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Kansas Workers Compensation Rates are Declining in 2019

5th Consecutive year of Decreasing Pure Premium Rates for Kansas Workers Compensation  Kansas Workers Compensation Insurance Rates in 2019 will be declining by 6.4 percent in the voluntary market and declining by 10.8 percent for assigned risk workers comp rates. This marks … Continue reading

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The Uniqueness of the Utah Workers Compensation System

Workers Compensation System in Utah is Strong  The Utah Workers Compensation System is very unique. The system of provides for the ‘Exclusive Remedy’ to both businesses and employees within the state and it does it in a much better way … Continue reading

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18 Best Ways to Save on Commercial Insurance in 2019

Shop Your Policy While it is not wise to switch carriers every year based on a modest decline in premium, shopping around your policy every few years can help you save on insurance premium. If nothing else, shopping around your … Continue reading

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