EMPLOYERS, America’s Small Business Insurance Specialist
Employers Insurance Company prides themselves upon being America’s small business insurance specialist. The carrier has gotten this reputation by providing cost-effective workers’ compensation insurance to small businesses throughout the United States for a century.
History of Employers Insurance
Since 1913, EMPLOYERS has been helping America’s small businesses with their workers’ compensation insurance needs.
Located in Nevada.
1870s – Workers’ Compensation
Insurance Is Born
During the time of the industrial revolution, it was difficult for an injured worker to obtain compensation and medical treatment for workplace related injuries. Additionally, businesses were often subject to potentially devastating lawsuits. To address the concerns from businesses and to give employees the compensation they needed, workers’ compensation insurance was created in Europe.
In 1911, individual U.S. states began implementing laws requiring businesses to carry workers’ compensation coverage, Wisconsin being the first. Along with compensation and medical treatment for the employee, the new laws established limits on the obligations of businesses for workplace exposures, making costs more predictable and affordable. In 1913, Nevada started the Nevada Insurance Fund which was overseen by the Nevada Insurance Commission (NIC). As you will see, eventually the NIC evolved into EMPLOYERS.
Employers is a national carrier offering coverage in most states. The company went public in 2007 and has been steadily growing ever since. Employers Compensation Insurance Company writes most types of businesses and is willing to write small premium polices with lower minimum premium requirements.
Employers Today
In 2019, Employers remains focused on keeping America’s small businesses not only working, but working safely.
Here are some of the services we offer when you are an EMPLOYERS policyholder:
With our competitive pricing, financial stability and dependability,
Employers is a national workers compensation specialist. They are solely focused on workers compensation insurance and do not offer any other lines of P&C coverage. They offer some of the most competitive rates in the industry for target class codes, especially restaurants. Employers recently celebrated their 100th anniversary as they began writing workers compensation in Nevada in 1913. Employers Insurance Company is an A Rated carrier.
Employers is a national carrier offering coverage in most states. The company went public in 2007 and has been steadily growing ever since. Employers Compensation Insurance Company writes most types of businesses and is willing to write small premium polices with lower minimum premium requirements. Some other advantages of Employers include:
• | Lowest filed rates for restaurants in most states |
• | Policy credit and dividend programs |
• | Loss control website to track claims |
• | Safety portal for policyholders |
Employers
Employers
https://www.employers.com/
https://www.workerscompensationshop.com/workers-compensation-services/companies/employers.htm
Employers
Specialties of Employers Insurance
Employers Insurance for Restaurants
Employers is one of the premier national workers’ compensation markets for restaurant insurance. They offer some of the lowest filed rates in many states throughout the country and also have flexible payment plans to improve operational cash flow. Employers has been endorsed as the provider of choice by several state restaurant associations including Arizona and California. The company offers automatic premium discounts and policy credits in some states for members of various restaurant associations. Get an Employers insurance quote for your restaurant today.
Employers Insurance Pay As You Go Work Comp
Our agency is a select member of Employers’ Strategic Partnership & Alliance Division which gives us exclusive access to Pay as You Go Workers Comp and other specialized workers comp solutions.
Employers offers one of the most cost effective Pay As You Go workers comp programs whereas the only down payment required is the state expense constant- Typically around $200 per policy.