Category Archives: General

General news and information abot workers compensation and related insurance.

September is National Preparedness Month

10 Ways to Prepare your Home and Office during National Preparedness Month National Preparedness Month is being celebrated throughout the month of September. Spearheaded by the Federal Emergency Management Association (FEMA) and the Red Cross, this promotion is meant to … Continue reading

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Different Ways to Interpret a Businesses Loss Ratio

For Small Businesses throughout the United States, the loss ratio is one of the single most influential aspects of the business that is controllable in relation to commercial insurance.  The loss ratio is a quick and easy way for an insurance … Continue reading

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How is Workers Compensation Insurance Premium Calculated

Workers Compensation Insurance Premium Regardless of whether your business has a staff in the hundreds with revenue in the tens of millions of dollars, or your business has three employees; one of the most basic costs of doing business is insuring … Continue reading

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3 Ways States Administer a Provider of Last Resort

A strong workers’ compensation provider of last resort is the strongest indicators of a healthy workers comp system within a state.  States that have a strong provider of last resort are nearly across the board the states with the lowest … Continue reading

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5 Common Risks too many Startups Face

And these startups do not have to face these risks Most startups begin working under a tight budget. Because of budget constraints, it is tempting for business owners to skimp on many important aspects of the business.  Commercial Insurance is … Continue reading

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5 Risks your Small Business is exposed to this Summer

Here are 5 Summer Risks Small Businesses face and some ways to deal with them.  Summer Weather poses unique risks that all small businesses should prepare for. Not only excessive heat, but also natural disasters, storms, insects pose a threat … Continue reading

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Return to Work

Why a return to work program should be a part of every safety program If done well a return to work program can benefit both the employer and employees. June is National Safety Month. In honor of national safety month … Continue reading

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Workers Compensation Insurance Jargon

Navigating the workers compensation system is a difficult task. It is difficult for the injured employee, but it is also difficult for the employer, as well as the health care provider. Everyone involved in the situation should have the injured … Continue reading

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Injured Employee Tips

 6 steps to take after an employee is injured If you stay in business long enough, you are more than likely going to experience an injured worker. Even the safest of companies have instances that are not avoidable. How a … Continue reading

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Home Health Care

Workers Compensation Needs for Home Health Care Companies Home Health Care Companies have some of the most unique workers compensation risks that make the industry difficult to protect from the insurance carriers perspective and is difficult to provide a safe … Continue reading

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