Category Archives: General

General news and information abot workers compensation and related insurance.

What is the NCCI?

Posted on June 3, 2013 by Tim

Everyone that is significantly involved with the workers compensation industry is familiar with the NCCI and their role nationally. What is forgotten, however, is the fact that most employers don’t know about the NCCI and why that organization is important. … Continue reading →

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1099 Labor for Workers Compensation Insurance

Posted on May 15, 2013 by Josh Frerking

1099 Labor- Is it really saving you anything? Through the good times and the bad, business owners are always looking for a way to improve their bottom line. For many companies a place many businesses look to save money is within … Continue reading →

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What is the difference between a traditional W-2 employee and a 1099?

Posted on May 10, 2013 by Alex McFarland

A W-2 employee is a direct employee of a company. When they receive a paycheck, that employee has had deductions for federal and state taxes, Social Security contributions, etc. On a 1099, the payment earned will be listed, but there … Continue reading →

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Workers Comp Claims Management Practices Help Control Costs

Posted on March 27, 2013 by AJ Schrage

As medical related costs increase, they drive up the cost of workers compensation insurance with them.  While preventing workplace injuries is always the primary goal, it is also important to have an established claims management process in place before a … Continue reading →

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Your Insurance Purchase- What’s the Big Difference?

Posted on March 25, 2013 by Josh Frerking

As an insurance professional, I work with business owners every day who are constantly battling with one very important question: “How can I keep the premium I pay for Business Owners Insurance (BOP) down while keeping my Business protected adequately?” In … Continue reading →

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How Do I Get Workers Compensation Insurance?

Posted on March 25, 2013 by Justin Bartmess

There are several ways to go about getting workers compensation quotes and coverage solutions for “most” business owners.  However, for those industries that are more difficult to insure there are typically only a few coverage options. Many “high risk” industries are typically quoted by … Continue reading →

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What Does it Mean to Include or Exclude an Owner or Officer from Workers Compensation Coverage?

Posted on March 6, 2013 by Josh Frerking

Whether you are a 1 or 2 man shop or a 100+ employee company one important area to address is whether you, as the owner of the company or company officer, should include yourself in coverage on your workers compensation policy. … Continue reading →

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A Growing Player in the Workers Comp Marketplace

Posted on March 6, 2013 by AJ Schrage

Patriot National Insurance Group continues to grow at an impressive rate.  They are the parent company of Guarantee Insurance Company and offer access to Zurich American Insurance Company.  Patriot has long been one of the best access points to the … Continue reading →

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Small Business Growth

Posted on February 28, 2013 by Alex McFarland

As a small business owner, you have many different aspects of your business that require your time and focus. What may have started out in a basement office has bloomed into your livelihood, and also your families future. Many business owners handle everything … Continue reading →

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Negotiating the Best Workers Compensation Quotes

Posted on April 9, 2012 by Walt Capell

There has been a lot of talk lately about the workers compensation market hardening in 2012.  Many states have announced that their average rates for coverage are on the rise.  NCCI has indicated that carriers continue to file higher rates … Continue reading →

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