Category Archives: General
5 coverages most Lawncare and Landscaping companies need
Lawncare and Landscaping Companies have unique challenges many other industries do not face. A few of the largest risks businesses face within this industry are high employee turnover, excessive amounts of time driving, and the use of highly specialized equipment. … Continue reading
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Ways to save
5 Ways for Lawncare and Landscaping companies to save on Commercial insurance or Workers Comp 6 coverages every Lawn Care or Landscaping business should carry. Additional Topics 5 Ways for Lawncare and Landscaping companies … Continue reading
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Safety Programs For June (National Safety Month)
How is a safety program important to your business?
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Heating, Venting, and Air Conditioning (HVAC)
HVAC Heating and Air Conditioning Contractors (HVAC) are the exact type of business that has a unique issues relating to workers compensation insurance. These businesses provide services and installations of heating and air conditioning units. They do work for both … Continue reading
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Snow Shoveling Safety Tips
As the Winter Weather Season attacks your area. Snow shoveling becomes a necessity for daily life around your house and at your business. Having an smooth safe area to walk can help your family operate and allow your staff and … Continue reading
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EPLI Coverage
A fast growing product in the insurance markets is employment practices liability insurance (EPLI). EPLI is a relatively new form of liability insurance. It provides protection for an employer against claims made by employees, former employees, or potential employees. EPLI covers discrimination … Continue reading
Directors and Officers Insurance
Many small business owners believe that their general liability insurance or umbrella business insurance policies will cover claims involving directors and officers of the company. However, general liability policies do not respond to management liability lawsuits. Some also believe that D&O insurance is … Continue reading
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Garage Liability vs. Garagekeepers Insurance
The difference between Garage Liability coverage and Garagekeepers coverage is similar to the difference between liability insurance and physical damage insurance. The first covers the insured’s liability for operations and autos and the other covers damage to customer’s vehicles. All … Continue reading
What are workers compensation limits?
What Do My Workers Compensation Limits Mean? A lot of people are not 100% sure about each of the parts of their workers comp coverage and we get the question “What is workers compensation?” quite often at The Insurance Shop. … Continue reading
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ToolBox Talks
Why Toolbox Talks are Important to You Business Toolbox Talks are informal safety meetings designed to help keep your company’s safety procedures, rules regarding equipment, personal protective equipment, job assignments and expectations on the forefront of your employees minds. This type of … Continue reading
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