Category Archives: General
Terrorist Risk Insurance
I was 23 when the horrible events of 9/11 happened. I thought about all of the losses of life and the devastation that the United States endured but never did the insurance effects cross my mind. It would be 7 years until … Continue reading
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Do I Need Insurance as a Business Owner
Do I Need Insurance as a Business Owner? This is a question that has been debated often. I think the best way to view it is to break it down on an understandable level. Most Business owners’ biggest asset and achievement … Continue reading
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Workers Comp Drug Policies
Substance abuse among workers can result in injuries and cost employer’s thousands. According to surveyed data these injuries have higher medical cost, cause more absenteeism and reduce productivity. On average Employers pay $7,000 per employee annually to deal with unaddressed … Continue reading
Data Breach Insurance for Businesses
No matter how big or small a company may be, every business should have data breach coverage on their company. Data Breach Coverage covers your company in the event of loss, theft, accidental release or accidental publishing of personally identifiable … Continue reading
Homeowners Acting as a General Contractors and Workers Compensation
In today’s housing market, the interest rates are as low as they have ever been. If you are ready and able to build a new home to live in, this could be the time to do it! You are thinking … Continue reading
Workers Compensation Deductibles
Insurance Deductibles- Are they worth it? What are my options? Insurance Deductibles, by design, are meant to benefit both the insured and the insurance carrier. This is a way to provide further incentives to insured’s to be active in preventing … Continue reading
Workplace Safety Programs
Every company should have a written safety program. A good safety program protect a company’s employees, reduces costs and creates a more productive work environment. Ultimately, effective programs help reduce the cost of workers compensation insurance and improve employers’ work … Continue reading
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Obesity and Workers Compensation Insurance Costs
We all know that obesity is a huge issue here in the United States but did you know obesity is also an issue when it comes to workers compensation claims. Studies have shown that work related injuries are far more … Continue reading
Day Care Insurance
Day Care Facility Insurance Matters The need for quality child care has increased drastically over the recent years, partly, due to a rise in families with two parents working. Child care workers held about 1.3 million jobs in 2008. About … Continue reading
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Tagged day care insurance, general liability, professional liability, workers compensation
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Purchasing Insurance Online vs The Agent on the Corner
When purchasing insurance, many people have treated this similar to other basic life purchases such as getting groceries from your local grocery store, furniture from your local big box store or family owned furniture store, or a car from your local car … Continue reading
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Tagged buy online insurance, online insurance quotes, purchasing insurance online
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