Author Archives: Mitchell Sharp
How to Prepare your Business for a Tropical Storm
How to Prepare your Business for a Hurricane There are currently three named storms in the Atlantic Ocean (Hurricane Florence, Helene, and Isaac). There is an additional storm near Hawaii (Hurricane Olivia) in the Pacific Ocean. When speaking with NBC … Continue reading
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Bars and Taverns
Owning a Bar or Tavern is a unique risk that must be protected properly Bars and taverns are one industry where small local businesses can thrive. Because of the differences in state liquor laws, it is difficult to franchise a … Continue reading
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Tropical Storm Flooding
Insurance for Damages related to Tropical Storm s and Floods Anywhere it rains, it can flood. Flooding is the #1 natural hazard in the US. Even an inch of water can cause thousands of dollars in damage. The situations that cause flooding—heavy … Continue reading
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Hurricane Evacuation Planning
Evacuation Plan Hurricane Evacuation Plan: How to Safely Evacuate Your Family https://www.directenergy.com/learning-center/weather-readiness/hurricane-evacuation-plan https://www.fema.gov/news-release/2018/06/20/its-hurricane-season-do-you-have-evacuation-plan https://www.statefarm.com/simple-insights/safety/follow-this-hurricane-evacuation-plan Create a Go Bag In this go bag you should include items for Every Family Member, Including Pets Store a Comprehensive Emergency Kit … Continue reading
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Roofing Companies and Workers Compensation
Safety Programs and a focus on Risk Management are crucial parts of running a successful Roofing Company Roofing companies can be a difficult to industry for insurance companies to quote insurance coverage. There are two primary reasons why this industry … Continue reading
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September is National Preparedness Month
10 Ways to Prepare your Home and Office during National Preparedness Month National Preparedness Month is being celebrated throughout the month of September. Spearheaded by the Federal Emergency Management Association (FEMA) and the Red Cross, this promotion is meant to … Continue reading
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Different Ways to Interpret a Businesses Loss Ratio
For Small Businesses throughout the United States, the loss ratio is one of the single most influential aspects of the business that is controllable in relation to commercial insurance. The loss ratio is a quick and easy way for an insurance … Continue reading
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How is Workers Compensation Insurance Premium Calculated
Workers Compensation Insurance Premium Regardless of whether your business has a staff in the hundreds with revenue in the tens of millions of dollars, or your business has three employees; one of the most basic costs of doing business is insuring … Continue reading
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3 Ways States Administer a Provider of Last Resort
A strong workers’ compensation provider of last resort is the strongest indicators of a healthy workers comp system within a state. States that have a strong provider of last resort are nearly across the board the states with the lowest … Continue reading
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What is the Assigned Risk Provider?
Also referred to as the State Fund or the Pool, the Assigned Risk Provider offers workers comp coverage for high risk industries and businesses who cannot find coverage on the open market. In most states, Workers Compensation Insurance Coverage is … Continue reading
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