Category Archives: General

General news and information abot workers compensation and related insurance.

Employee Training Tips for an Effective Workers Comp Program

4 Important Things Most Small Businesses Forget When Training Employees   https://www.insureon.com/blog/post/2016/05/19/4-important-things-most-small-businesses-forget-when-training-employees.aspx

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Employers Liability portion of WOrkers COmpensation

https://www.workerscompensationshop.com/workers-comp-information/employers-liability.html    

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Items Needed for a Commercial Insurance Quote

Here are the eight most important items needed to get a Commercial Insurance Quote Many times while talking to a prospect and gathering information an insurance agent gets the response “why do you need that, I just need a quote”.  … Continue reading

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History of Workers Compensation in the United States

The Workers Compensation System in the United States The Workers Compensation System in the United States of America was formed in the state governments over the course of the first half of the 20th century.  Wisconsin was the first state … Continue reading

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Beauty Shop, Salon, Spas and Barber Shop

According to statistics from 2014, there are just under 400,000 beauty shop, barber shops, nail salons, and spas in the United States. This is a huge industry that has business that are similar, yet significantly different depending upon the services … Continue reading

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Experience Modification Rating

An important aspect of reducing what a business pays for workers compensation insurance is understanding what exactly is your businesses experience modification rating. There are several terms that people within the insurance industry will use to refer to this rating. … Continue reading

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How to Prepare your Business for a Tropical Storm

How to Prepare your Business for a Hurricane There are currently three named storms in the Atlantic Ocean (Hurricane Florence, Helene, and Isaac). There is an additional storm near Hawaii (Hurricane Olivia) in the Pacific Ocean.  When speaking with NBC … Continue reading

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Tropical Storm Flooding

Insurance for Damages related to Tropical Storm s and Floods Anywhere it rains, it can flood. Flooding is the #1 natural hazard in the US. Even an inch of water can cause thousands of dollars in damage. The situations that cause flooding—heavy … Continue reading

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Hurricane Evacuation Planning

Evacuation Plan   Hurricane Evacuation Plan: How to Safely Evacuate Your Family https://www.directenergy.com/learning-center/weather-readiness/hurricane-evacuation-plan https://www.fema.gov/news-release/2018/06/20/its-hurricane-season-do-you-have-evacuation-plan https://www.statefarm.com/simple-insights/safety/follow-this-hurricane-evacuation-plan   Create a Go Bag In this go bag you should include items for Every Family Member, Including Pets   Store a Comprehensive Emergency Kit … Continue reading

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Roofing Companies and Workers Compensation

Safety Programs and a focus on Risk Management are crucial parts of running a successful Roofing Company Roofing companies can be a difficult to industry for insurance companies to quote insurance coverage. There are two primary reasons why this industry … Continue reading

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