Category Archives: National Workers Compensation

National workers compensation insurance news and information.

How to Calculate Workers Compensation Premium

How is Your Workers Compensation Premium Calculated? No matter the size of your company one of the most important things to do and basic costs of doing business is insuring your employees against injury on the job. On the job … Continue reading

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How Credits and Debits Affect Workers Comp Rates

When purchasing Worker’s Compensation Insurance there are two primary factors that can change your rate. There are credits, which help lower the price you pay for coverage, and then there are debits, which bring up the price you pay.  Below … Continue reading

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Workers Compensation Classifications: Contractors vs. Roofing, Class Code 5465

Workers Compensation Classification to be aware of-Remodeling and Roofing Workers compensation classification codes can be very tricky to decipher especially for the carpentry and remodeling businesses (Class Code 5465). out there.  There are a few things to keep in mind … Continue reading

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Workers Comp Drug Policies

Substance abuse among workers can result in injuries and cost employer’s thousands.  According to surveyed data these injuries have higher medical cost, cause more absenteeism and reduce productivity.  On average Employers pay $7,000 per employee annually to deal with unaddressed … Continue reading

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Contractors Workers Compensation- Bad News on Coverage Options

Why is it so hard to find affordable workers compensation insurance in the construction industry? The construction industry in general is very difficult to locate reasonable options and rates when quoting workers compensation insurance.  A large majority of workers compensation providers no longer have an appetite for … Continue reading

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Workers Compensation Deductibles

Insurance Deductibles- Are they worth it? What are my options? Insurance Deductibles, by design, are meant to benefit both the insured and the insurance carrier. This is a way to provide further incentives to insured’s to be active in preventing … Continue reading

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Workplace Safety Programs

Every company should have a written safety program.  A good safety program protect a company’s employees, reduces costs and creates a more productive work environment.  Ultimately, effective programs help reduce the cost of workers compensation insurance and improve employers’ work … Continue reading

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Home Health Care Insurance

As the Baby Boomer population ages, home health care is becoming increasingly popular. In fact, home health care is the largest growing segment of the health care industry, with experts predicting a 46 percent increase in home health care services … Continue reading

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Workers Compensation Basics

The Basics of Workers Comp Insurance Workers Compensation Insurance can seem complicated and overwhelming at first.  However, a professional from Workers Compensation Shop can simplify the process for you as much as possible.  This article should provide you with the … Continue reading

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What is the NCCI?

Everyone that is significantly involved with the workers compensation industry is familiar with the NCCI and their role nationally. What is forgotten, however, is the fact that most employers don’t know about the NCCI and why that organization is important. … Continue reading

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