Category Archives: National Workers Compensation
How to Calculate Workers Compensation Premium
How is Your Workers Compensation Premium Calculated? No matter the size of your company one of the most important things to do and basic costs of doing business is insuring your employees against injury on the job. On the job … Continue reading
How Credits and Debits Affect Workers Comp Rates
When purchasing Worker’s Compensation Insurance there are two primary factors that can change your rate. There are credits, which help lower the price you pay for coverage, and then there are debits, which bring up the price you pay. Below … Continue reading
Workers Compensation Classifications: Contractors vs. Roofing, Class Code 5465
Workers Compensation Classification to be aware of-Remodeling and Roofing Workers compensation classification codes can be very tricky to decipher especially for the carpentry and remodeling businesses (Class Code 5465). out there. There are a few things to keep in mind … Continue reading
Workers Comp Drug Policies
Substance abuse among workers can result in injuries and cost employer’s thousands. According to surveyed data these injuries have higher medical cost, cause more absenteeism and reduce productivity. On average Employers pay $7,000 per employee annually to deal with unaddressed … Continue reading
Contractors Workers Compensation- Bad News on Coverage Options
Why is it so hard to find affordable workers compensation insurance in the construction industry? The construction industry in general is very difficult to locate reasonable options and rates when quoting workers compensation insurance. A large majority of workers compensation providers no longer have an appetite for … Continue reading
Workers Compensation Deductibles
Insurance Deductibles- Are they worth it? What are my options? Insurance Deductibles, by design, are meant to benefit both the insured and the insurance carrier. This is a way to provide further incentives to insured’s to be active in preventing … Continue reading
Workplace Safety Programs
Every company should have a written safety program. A good safety program protect a company’s employees, reduces costs and creates a more productive work environment. Ultimately, effective programs help reduce the cost of workers compensation insurance and improve employers’ work … Continue reading
Home Health Care Insurance
As the Baby Boomer population ages, home health care is becoming increasingly popular. In fact, home health care is the largest growing segment of the health care industry, with experts predicting a 46 percent increase in home health care services … Continue reading
Workers Compensation Basics
The Basics of Workers Comp Insurance Workers Compensation Insurance can seem complicated and overwhelming at first. However, a professional from Workers Compensation Shop can simplify the process for you as much as possible. This article should provide you with the … Continue reading